Business Credit Card

The card that makes it all possible

Business Platinum Visa^® with Rewards

Low, variable rates
Worldwide purchasing power
Earn one rewards point for every dollar you spend
Redeem rewards points for airline tickets, cruises, hotel rooms, rental cars or tons of great merchandise.
Contact us to learn more about our rewards program. Earning rewards already? Redeem your points at www.curewards.com or call 1.800.900.6160.

Just stop by your nearest OnPoint branch to apply today!

The credit union makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.


Business Credit Card Rates and Fees08-25-2009
Platinum Visa with Rewards
Annual Percentage Rate (APR) for purchases	8-17.9%
Other APRs	Default APR: 17.9% See explanation below.¹
Other Card Terms
Variable rate information	The APR will be based on an index plus a margin of 4% to 8% with a minimum APR of 8%. The index value plus the margin will equal the APR. ²
Grace period for repayment of purchase balance	25 days
Method of computing the balance for purchases	Average daily balance method (including new purchases)
Annual fees	$25 (per card)
Late payment fee:	$30 for balances > $1,000 $20 for balances $100-$1,000 $10 for balances < $100
Over-the-credit-limit fee:	$30
Foreign transaction fee:	Up to 1% of the U.S. dollar amount of the foreign transaction
Minimum payment:	5% of outstanding balance or $100, whichever is greater
¹APR may increase if you are in default of any provision of the OnPoint Business Credit Card Agreement or if you have more than one late payment in any 12-month period. We reserve the right to change the account terms, including APRs, at anytime for any reason. The above rates and fees are current as of April 1, 2009. ²Subject to adjustment the 21st day of each month based on Prime Rate published in the Wall Street Journal the 10th day of the month (or on the next business day if the 10th falls on a weekend). Prime rate has been 3.25% since 1/12/09.