home | online banking login | rates & calculators | join now Account Features   Account Rates   Fee Schedule Business Account Features Checking & Savings Accounts Rates Effective: February 1, 2008 Rates are variable and subject to change daily. Fee Schedule Business Checking Accounts Account Features Business Checking Business Interest Checking Analyzed Checking Minimum Opening Deposit $100 $0 $100 Minimum Balance to Avoid Monthly Service Fee $0 $500 average monthly balance Analyzed1 Monthly Service Fee $0 $7 $102 Item Processing3 $0.10 per item (first 200 free) $0.15 per item (first 200 free) $0.15 per item2 Online Banking with Bill Payment Free Free Free Visa Check Card for Business Free Free Free Statement Options - Check safekeeping - Check images - Paper or eStatement - Detailed monthly statement - Check safekeeping - Check images - Paper or eStatement - Detailed monthly statement - Check safekeeping - Check images - Paper or eStatement - Detailed monthly statement Special Account Features N/A - Available to all business ownership types - Tiered interest paid on account balance N/A 1 Monthly service fee and per item charges are calculated via account analysis. 2 Earnings credit on ledger balances may offset monthly service fee and other charges. 3 Includes checks deposited and checks paid. Business Savings Accounts Account Features Business Savings Business Money Market Certificates of Deposit Minimum Opening Deposit $5 $10,000 $1,000 Minimum Balance to Avoid Monthly Service Fee $0 $1,000 daily minimum balance $0 Monthly Service Fee None $10 $0 Competitive Interest Rate Compounded daily Compounded daily (tiered interest) Compounded daily Interest Paid Monthly Monthly Varies Online Banking Free Free Free Special Account Features - Unlimited withdrawals in person or by ATM - Link to any OnPoint Business Checking account for free overdraft protection1 - Access funds with Visa Check Card for Business - Unlimited withdrawals in person or by ATM - Link to any OnPoint Business Checking account for free overdraft protection1 - Access funds with Visa Check Card for Business - Terms from 6 to 60 months - Additional deposits - Booster rate2 1 Subject to transaction limits and funds availability. 2 Booster Rate Certificate of Deposit available on 12-month term only. You may elect to adjust your rate, based on the rate currently offered for this account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate offers.   home | contact us | online banking login rates & calculators | apply online | join now careers | privacy | site map copyright OnPoint Community Credit Union © 2005 All Rights Reserved