OnPoint Business Services - Trust. Value. Simplicity.
OnPoint Business Services offer a variety of choices designed to fit your business - whatever its type or size. Combined with knowledgeable service from the people you know and trust, we provide experienced support to help you manage your finances and make the most of your hard work.
Business Interest Checking - Earn 3.00% APY!
Why settle for ordinary Business Checking? OnPoint's Business Interest Checking account currently features one of the best interest rates around! Plus, it's available to all business ownership types - that's the OnPoint Advantage!
- Low opening deposit
- Low average monthly balance
- First 200 items processed free**
- Competitive interest rates - compounded daily
- Free Visa Check Card for Business
- Free Online Banking
- Free Bill Payment
- Free access to OnPoint and CO-OP ATMs- 24/7
To open your account stop by any OnPoint branch, or call us at 503.228.7077 or toll-free at 800.527.3932.
*The stated APY is a fixed, promotional rate effective from March 1, 2008 through December 31, 2008. At the end of the promotional period, the APY will revert to a variable rate based on standard terms offered on OnPoint Business Interest Checking accounts. The promotional rate is available only to qualified business members of OnPoint and not other financial institutions. OnPoint reserves the right to limit any deposits or accounts of any member. See OnPoint for Business Interest Checking terms and conditions. ** Includes checks deposited and checks paid.
Business Checking
Time is money. We give you more of both.
You've worked hard to build your business. Protect its future by partnering with a financial institution dedicated to helping you succeed. OnPoint helps you manage your money so you can concentrate on what you do best- running your business. For more information on Business Checking, click here.
Business Savings
Put your money to work for you!
Small businesses need every advantage they can get. That's why OnPoint offers flexible business solutions, allowing you to lay the groundwork to achieve your goals. Our business savings options give you the tools to meet your needs. For more information on Business Savings, click here.
Convenience Services
Streamline business operations.
Let us save you time and money with convenient additional resources from OnPoint. Online Banking and Bill Payment offer an easy way to make your money work smarter with total account access from wherever you do business. With our extensive ATM Co-Op network you'll never have to worry about finding a fee-free ATM. For more information on Convenience Services, click here.
Card Services
Expect More.
Give your customers more payment options while you boost sales, expand your customer base, and reduce risk with immediate funds verification. Whether you're conducting business face to face or over the Internet, we can help make it easy for customers to do business with you. Enjoy 24-hour customer support and a straightforward pricing structure. For more information on Card Services, click here.
Get started today!
To learn more about our business accounts, stop by any OnPoint branch, or call us at 503.228.7077 or toll-free at 800.527.3932.
Additional OnPoint Business Services information:
Business Checking
This account offers great solutions for businesses with fewer transactions or low account balances.
- Low opening deposit
- No minimum balance
- No monthly service charge
- First 200 items processed free1
- Free Visa Check Card for Business
- Free Online Banking
- Free Bill Payment
- Free access to OnPoint and CO-OP ATMs- 24/7
Business Interest Checking
Earn tiered interest rates on your checking dollars and get all the features of Business Checking. Available to all business ownership types- that's the OnPoint Advantage!
- Low opening deposit
- Low average monthly balance
- First 200 items processed free1
- Competitive interest rates- compounded daily
- Free Visa Check Card for Business
- Free Online Banking
- Free Bill Payment
- Free access to OnPoint and CO-OP ATMs- 24/7
Analyzed Checking - The perfect fit for businesses with large transaction volumes needing comprehensive services.
- Use higher account balances to minimize- or eliminate- monthly service fees and other charges
- Detailed monthly statement
- Free Visa Check Card for Business
- Free Online Banking
- Free Bill Payment
- Free access to OnPoint and CO-OP ATMs- 24/7
Business Savings
Build your business savings with this essential account. Earn competitive interest rates with immediate access to your money.
- Low opening deposit
- No minimum balance
- No monthly service fee
- Free Visa Check Card for Business
- Free Online Banking
- Free overdraft protection to your OnPoint Business Checking account
- Free access to OnPoint and CO-OP ATMs- 24/7
Business Money Market - Want to maximize your return without tying up your money? Tiered rates and easy access to funds are just a few of this account's great features.
- Minimum balance gives you the option to avoid monthly service charge
- Tiered interest rates- compound daily
- Free Visa Check Card for Business
- Free Online Banking
- Free access to OnPoint and CO-OP ATMs- 24/7
Business Certificates of Deposit - We reward your business with security and our best rates. Choose how long to invest with terms from six to sixty months.
- Low opening deposit
- Additional deposits
- Booster Rate2
- Terms from six to sixty months
- Compound interest or receive dividends monthly deposited to your OnPoint Business Checking account
Compare your OnPoint Business Account Choices.
Convenience Services
Online Banking - On the road or at your place of business, banking has never been easier. With OnPoint Online Banking, you'll enjoy fast, easy and secure account access no matter where you are. Plus, Online Banking is a free service for all business accounts.
- Check Balances
- Transfer Funds
- Verify if a check has cleared
- Download information into Quicken or Microsoft Money
For a demonstration, go to Online Banking Login and click demo.
Bill Payment - Easier than writing checks and eliminates postage. Bill Payment keeps your business moving.
- Free service with OnPoint Online Banking for Business
- Pay monthly bills or make one-time payments
- View invoices and previous payments for up to 12 months
- Pay bills automatically or set up recurring payments
- No set-up, equipment or monthly fees
To sign up, login to Online Banking and complete the Bill Payment application.
ATM network - The Visa Check Card for Business provides access your business account at Exchange®, Star® and CO-OP ATMs located all over the world. Transactions at OnPoint and CO-OP ATMs are always free.
- Free access to OnPoint and CO-OP ATMs- 24/7
- Quick cash withdrawals
- Make Deposits and other account transactions
- Transaction details recorded on your monthly Business Checking account statement
Search for fee-free OnPoint and CO-OP ATMs.
OnPoint ATMs | CO-OP Network ATMs
If you are not automatically redirected, please copy and paste the following address into your browsers address bar: http://www.co-opnetwork.org/public/consumers/find_atm/index.cfm
You can also call CO-OP Network at 888.748.3266 for a list of fee-free ATMs.
If your ATM or VISA Check Card is lost or stolen, notify the credit union IMMEDIATELY!
To report a lost or stolen card:
call 503.228.7077 or 800.527.3932
M-F 7:00 a.m. - 7:00 p.m.
or call 800.682.6075 after business hours.
Card Services
Merchant Services - Faster approvals of all major card types for credit and debit card transactions.
- No long term contacts
- Buy/lease equipment
- 24-hour customer support
- Manage your Merchant Services account online
- Check verification/ ACH Check Conversion
- Create your own gift card program
- Easy to read monthly statements
Visa Check Card for Business - Offers convenience to businesses on the go.
- Use anywhere Visa is accepted
- $3,000 purchase limit per day3
- $1,500 POS (PIN) transaction limit per day3
- $500 cash withdrawal limit per day3
- Purchases are automatically deducted from your Business Checking account,
- Details of each purchase - amount, date and location - are listed on your monthly statement
- Visa purchase safeguard
- Additional Visa Check Cards available for businesses with multiple signers
Get started today! - To learn more about our business accounts, stop by any OnPoint branch, or call us at 503.228.7077 or toll-free at 800.527.3932.
1 Includes checks deposited and checks paid.
2 Booster Rate feature available on 12-month term only. You may elect to adjust your rate, based on the rate currently offered for this account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate offers.
3 Subject to your available balance.
For more information please refer to the Business Account Information Sheet, Rate Sheet, Fee Schedule or ask us for details.
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