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Apply Online

Loan Decisions in 60 seconds or less!

With OnPoint's Online Loan Application, you can instantly submit your loan application for quick, secure processing and a loan decision within 60 seconds. Note: You must be a OnPoint member to apply. If you are not an OnPoint member, click here to join now.

The loan application only takes about 8 minutes to complete. Follow these easy steps:
  1. As the Primary Applicant, you'll need to have the following information: name, address, date of birth, social security number or Tax ID, current employer, and monthly income. If applying jointly, your Co-Applicant will also need to provide this information.
  2. Click the button below to go to the form. Then simply fill out the Primary Applicant section, and Co-Applicant section if you are applying jointly.
  3. When you've completed the form, simply click the SUBMIT button. For security and privacy purposes all your information will be encrypted prior to submission. You'll hear back from us with a decision in 60 seconds or less.




If you prefer to apply on the phone, please call toll free (1.877.464.7828).
 

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency