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Need extra cash? We've got it
We can help make your major purchases more affordable. We have a few choices in personal loans; one that is sure to fit your needs.
Personal Loans & Lines of Credit
OnPoint offers both personal loans and lines of credit. With our personal loan you may borrow up to $5,000 at a competitive fixed rate. And, with our Personal Line of Credit you may borrow $100 - $25,000 at a competitive variable rate. Our Personal Line of Credit provides unlimited uses from home improvement projects to Overdraft Protection.
Collateral Loans
Ideal for financing a motorcycle, snowmobile or other collateral with a title. Finance up to 80% of your new purchase for up to 48 months at a fixed interest rate.
Savings Secured Loan & Line of Credit
You can borrow up to the balance in your Savings or Teachers Deposit Fund (TDF) accounts at a variable interest rate 3% over what your Savings or TDF account currently earns.
Payday Advantage Loan
We have a way to ease the stretch to payday when you're confronted with unexpected expenses. It's a smarter, safer alternative to standard payday loans that can have high fees and interest rates.
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