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Other Loan Rates
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Rates Effective:
Rates subject to change daily.
Notes:
- V: variable rate, F: fixed rate.
- Rate is variable at Prime + 10.00% with automatic payment. Regular rate without automatic payment is Prime +10.50%. Subject to adjustment the 21st day of each month based on Prime Rate published in the Wall Street Journal the 10th day of the month (or on the next business day if the 10th falls on a weekend). Prime rate has been 4.00% APR since 11/10/08. Annual fee of $24.00.
- Rate with automatic payment is variable at declared rate on underlying savings plus 3.00%. Regular rate without automatic payment is variable at declared rate on underlying savings plus 3.50%. Subject to adjustment.
- Rate with automatic payment is 12.00%. Regular rate without automatic payment is 14.00%. Maximum loan amount is 20% of member's next paycheck or $600, whichever is less.
All loan rates are determined by credit union management and subject to change at any time. The credit union may offer other rates in the future. All services offered by the credit union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, credit union bylaws, and all regulations, rules and practices now or hereafter adopted by the credit union. All loans subject to credit approval.
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